Lake of the Ozarks
Lake of the Ozarks (Lake Ozark + Osage Beach + Camdenton + Sunrise Beach + Four Seasons / Porto Cima)
Boater-driven MO lake market with Memorial Day-Labor Day boom, Bikefest (Sep) + Shootout (Aug) ADR spikes, brutal Nov-Mar trough. Osage Beach is genuinely permissive (no STR license outside R-3); Lake Ozark city restricts STR to R-3/C-2/LFMU; unincorporated Camden/Miller/Morgan is loosest. MO Supreme Court killed the 3-5% lodging tax June 2024 — net ADR up but destination marketing funds collapsed.
Osage Beach (largest STR jurisdiction) requires no business or occupational license to operate residential STR outside R-3 multi-family zones. Camden/Miller/Morgan unincorporated have no county STR permit. City of Lake Ozark is more restrictive (R-3/C-2/LFMU only — YELLOW pocket). Effectively GREEN at the metro level given Osage Beach + unincorporated dominance of the inventory.
Lake of the Ozarks deep-dive: full report ships with your first pack.
Permitted zones, banned zones, HOA-permissive buildings, friendly PMs, ADR/LTR benchmarks, seasonality, and red flags — all delivered alongside your 50 ranked leads.